I know the cooperative sector has looked at a number of different options in terms of one being a capital pool or co-op development fund. We have first-hand knowledge of the benefits of a pool of capital to develop businesses, particularly in areas that are underserved from a financial institution standpoint, or areas that are challenged from a capital standpoint. The most recent version of the co-op development initiative we thought was an improvement over the initial years of the program. We thought that just with ongoing tweaking and working with the cooperative system constant improvements could be made in the program. I'm not suggesting anything dramatic, but just through use you can improve things.
On July 26th, 2012. See this statement in context.