That's a lot different from the province of Ontario, where I'm from, where a lot more of them are actually provincial than federal. I guess that's because there was quite a bit of a boom, I guess, in funding some of that in the late eighties and early nineties, at that particular time with those particular governments that decided they were going to be in the provincial housing business at that time. So that's interesting to know about that, because I was concerned about some of the comments about CMHC and the ability to break mortgages and so on. I didn't know what a larger percentage of co-op housing was, so that's helpful to know.
Mr. Hood, with your ownership model for the residents, they obviously purchase their unit and they live in their unit. What happens when they sell the unit? Are you like a Habitat for Humanity model, where they're not entitled to keep the capital gain? What happens with Habitat for Humanity is while they live there, they pay down the mortgage. Say they bought the house for $200,000 and by the time they sell the mortgage is down to $160,000. They've built up $40,000 in equity, which they can take with them as they go. But if the house sells for anything above the original price, they're not entitled to keep the capital gain. Is it a similar model you have in your complex?
I ask that because that, in and of itself, makes sure that those units stay affordable, that nobody's gaming the system, so the new purchaser...and then the real estate value keeps escalating. Is that how your model works?