Sure.
We don't and can't pay dividends to members. Surpluses go into what's typically referred to as a replacement reserve fund, which is a fund you build up for when you need to do major capital expenses. Those funds don't, and in my opinion shouldn't, fully cover the cost of absolutely everything. No homeowner would do it that way, right? What the fund does is it piles up and it gives you enough equity to take a loan to refinance the building. That's how it works.
In terms of the business, it's not so much different. Revenues have to exceed expenditures or else you're in a world of trouble.