I would add quickly that another thing with UFA and some of our crop-input programs, with a cooperative, is that we are taking all the risk. So when we're doing a crop-input loan to a farmer facilitated through UFA, UFA doesn't have to take any of the risk. We'll provide a crop-input loan to that farmer for this year's production cycle without security, based on balancing the risk across the whole portfolio. So that way the cooperative doesn't actually have to pledge security for its crop-input program, and that debt doesn't appear on its balance sheet.
On July 26th, 2012. See this statement in context.