—and I would have to vote.
I'll leave that comment about the great outdoors somewhere else.
One of the things you talked about was this sense that seems to inculcate the whole co-op movement. The term that's used is “risk averse”, which gives two connotations. To those of us who are familiar with, engaged, and are members of cooperatives—wherever they happen to be, credit unions, etc., and have been in them for, in my case, most of my life—understand that when one says “risk-averse”, we take that to be prudent, versus to business folks it sounds like you're afraid.
Can you help me? Am I right on this? When cooperatives say they're risk-averse, do they really mean prudent versus afraid, or am I stuck in 1962?