Because we're the first ones, we've been consistently trying to prove the case, and investors who take up our offering, even through the credit crisis, have consistently taken up our paper. It never went down, even though it did go down for many of the banks, because the trust in the community is high and our premium is very low. I just think there's more work that could be done to help support the national understanding of cooperatives and the risk level, etc., that could help enable them to be on more of a fair playing field.
On July 26th, 2012. See this statement in context.