What happens is that at the end of each year, the surplus we have is apportioned as a patronage return in proportion to the amount of business each member has done in the co-op during that year. People don't get that money in their hands, because under our rules, our members have directed us that the money will then be applied to buy patronage shares for each individual member in the organization. Over the course of the years, and in proportion to the amount of business you're doing in the co-op, your equity in the organization will grow—slowly. We're not talking huge amounts of money here, but it will grow. If members want to find out what their equity is, they can call our service centre and they can get that number.
Separately, each year the board of directors issues a share redemption, and they will make a decision such as, say, that for everybody who has this amount of equity, we're going to redeem a hundred dollars' worth of that, or various things like that.
They are two separate issues that are quite often confused in people's minds.