That's phenomenal. That's how you build, grow, and strengthen communities, which in turn helps to make the credit unions themselves more stable financially.
You also mentioned that you were happy to see more financial literacy programs and initiatives coming from the government, but that credit unions had not been consulted in that. I personally hope that one of the recommendations we see coming out of this committee based on what we hear would be for a co-op literacy program to inform banks and lenders and the general public about the strengths and the alternative and possibly preferential business model that co-ops offer.
I did want to ask, following up, about consultation. In your recommendations, you said you would ask that the government refrain from considering and treating credit unions simply as banks. This is with respect to the framework for federally chartered credit unions.
How much were you consulted in that process when those rules and regulations were being made up?