I certainly applaud the government's initiatives with regard to financial literacy.
I would like to see more consultation with the credit union system. On the first go-round, there wasn't the opportunity for credit unions to be consulted on financial literacy models. Yet that is certainly an initiative we've seen specific credit unions across Canada take an interest in. They have come up with some very innovative ways of offering financial literacy programs to their membership, and to youth and young people, to encourage them to save for the future for their education and for retirement.
We'd like to see the government perhaps allow a little bit more dialogue between our trade associations and the government so that we have some input. Sometimes the way we look at those issues is different from the way other traditional financial institutions look at them.