Okay. I get that, and we've heard a lot, certainly, about the credit union system, and we recognize.... Even you mentioned that your profits go back to your partners, to people who are members of Concentra, or back to community projects. I think in your speech you talked about how on-the-ground cooperatives, whether they're credit unions or not, tend to be so grassroots and involved in their communities. That's who is involved. I recognized it from who the sponsors are of baseball teams and those types of things in all of our own communities. That's what happens. Whether it's a local business or a local cooperative, it's far more likely to be involved locally, because that's where they make their....
You talked about your profits also going back down to that level from a community project point of view. Can you give us some examples of that?