There are two other points to that.
One, our physicians are salaried, so they don't have to worry about generating enough volume of business to make sure they have an adequate income.
The second piece is that most doctors want to deliver services to their clients, and the business of doing it—the hiring of staff, etc.—is something they're burdened with. In a cooperative environment we can offer them the opportunity of providing care to clients primarily. They don't really have to worry about the business piece of it; we do that for them.