What we've heard from the co-ops, though, is that the cooperative lending institutions understand the co-op model better. So they understand what you're proposing to them. Certainly the information we've received is that they are more willing to find solutions. You're pitching one solution that might not be palatable. But they seem to be more dedicated to finding other solutions that would work.
Let me just ask one more thing. In my riding, we have a Community Futures Development Corporation. It's not a great big regional development agency. It's a small but effective organization in my riding. They provide funding for things like what you're talking about—a business case or something that defines their mission statement and what they're all about—so that they can actually hire some help to get those fundamental documents that they would take to seek access to funding.
I'm assuming that it must be the same in your areas, as well. There is federal funding available to both businesses and co-ops that are seeking help with those primary steps, which they would then use to seek funding.