Thank you, Mr. Chair.
Let me say welcome to our guests who are with us this afternoon. We appreciate your taking the time to share your knowledge with us. As a number of my colleagues have said, this is a learning curve for all of us in terms of what's happening with co-ops and credit unions.
Starting with Robert, I'm looking under crown corporations in your handout. I see that there are different percentages here. You have 5%. For Farm Credit, outstanding ag debt is 25%. Two provincial institutions hold another 20%, or close to 20%, for ag financial services. That's 50% of the dollar. Where does the other 50ยข go?