I think our experience with Farm Credit Canada is more that they are out there actively seeking new business and they're approaching our members. They're offering some incredible deals, 10-year terms, at fixed rates, below market rates, with 100% financing. We just cannot with those aspects from a regulatory perspective and prudent business practices. It's not a question of our turning a farm member down; it's more that of Farm Credit Canada approaching our membership actively.
On July 27th, 2012. See this statement in context.