I call the meeting back to order.
I apologize that we're a little late getting started, but we're having some technical difficulties with our video conference. It's being worked on as we speak. We're hopeful that by the time the other witnesses are required, they will be available and there will be no further difficulties with the audio.
We have with us Ms. Jodie Stark, the vice-president at Concentra Financial Services Association. Then, if we're able to get the technical difficulties worked out, we'll have the Community Health Co-operative Federation Ltd., with Mr. Tim Archer and Patrick Lapointe. Hopefully, we'll be able to get this sorted out and have their testimony as well.
Ms. Stark, you have up to 10 minutes.