Thank you all very much. To any of you, if you have any recommendations you want to give to the clerk, we will ensure all members of the committee get a copy of them or any additional comments that unfortunately we weren't able to give you enough time to pass on to us. But I expect with our question and answer format, we'll have opportunities. We'll start the seven-minute round. Seven minutes is for both the questioner and the responder, so please keep the answers as brief as humanly possible in a difficult situation.
Ms. Minna.