Thank you very much.
Let me begin by apologizing for coming in late. I'm sorry, as I was at another meeting.
I want to follow up on Ms. Mathyssen's question on income splitting. Ms. Rose, you just proposed a solution, but I'm very concerned.
You have a hypothetical couple over 80 years old, with a joint income of $65,000 or $70,000, let's say. One spouse dies, and usually it's the male spouse who dies earlier, and the woman is left alone. When there are two of them living together they split their income from their pensions and their tax rate is lower. He dies, which is the more preponderant case—men dying before women—and she is left alone, her income falls, but her tax rate increases.
Do you have suggestions of what in public policy a government can do to try to address what I see as a huge inequity for senior women? We're here to talk about the economic security of women. I think this potentially seriously undermines the economic security of older women, who get lulled into a certain lifestyle that vanishes when a spouse dies.