Yes. Maybe to your surprise I will tell you that I'm not the only one considering that; most actuaries do.
This is the best-designed pension plan in the world. It has a lot of what could be called poverty-related measures. Mrs. Rose referred to one of those. There are some other ones. For example, there's an exemption on the contributions for the first $3,500 of earnings. And there's a drop-off provision for years during which a contributor was raising kids under age seven.
I think there's a limit beyond which a program like the CPP could have more poverty measures. I wouldn't mind if they would introduce more. But we have to also keep in mind that this is not a totally poverty-related program. It's an earnings-related program that includes some poverty measures. So I don't see how, at this time, it could be further improved in that respect.
Sorry for this.