If you look at the graph, you notice that admittedly there is a gap, but since 1998 the graph for contributions by women continues to grow. You indicated it hasn't grown by much; I note that it has grown by about 10% since 1998, whereas the men's contribution rate has stayed relatively flat. It has gone up somewhat.
When you consider all the other factors that are coming into play, such as greater women's participation in the workforce, a decreasing wage rate gap, and all of these other factors--we even heard, for example, that women's participation in postgraduate studies is soaring relative to men--and if you were to project those lines forward, taking all these things into consideration, wouldn't it be reasonable to conclude that the projection is going to continue to go forward and close, so that major interventions of public policy really shouldn't be necessary there?