Thank you very much.
It's a tough question, but I can best answer it with what I get back from women.
You say they won't get the feeling there's something there for them. It's not what I'm hearing, and I have addressed groups by the hundreds.
When I mentioned this as an entitlement, the first group I had to talk to were women, and they would segregate themselves from the men, from their own husbands. They like it. They said their husbands want the tax break, but they want the entitlement.
Let's push that button as far as possible, if you want to get to the point of actually mailing out separate cheques. I know when my wife first received her half of my CPP, there was a smile on her face. It wasn't so much because it was a windfall, but it was recognition for the fact that I wouldn't have had the pension without her. I recognize that.
I've been married for 52 years. My wife probably knows what I'm going to say in the next sentence, by the way. If you think she doesn't think pension splitting benefits her, you're mistaken.
I realize there are couples where this doesn't exist. This is a cultural problem within the different cultures we have in this society. There are men who think what's theirs is their own; they earned it, so it's theirs. It's not even true, and we know that.
I think we have an information package. If you want to mail out separate cheques, that's great, but it's going to cost you a lot of money.