I only have seven minutes, so I'm going to try to move it along. I don't want to cut you off, but thank you.
I didn't get a chance at the opening to thank you all, by the way, for taking the time to join us here this afternoon.
I want to go to Ms. Spencer, if I can. You gave us a very full presentation with lots of statistics, and I look forward to getting into those in a bit more detail. But having listened and summarized as you were going through some of the numbers, I wonder if it would be fair to say—perhaps you can help me out with this—that when it comes right down to it, you painted a picture of a situation where immigrant women in particular are in a situation where average incomes tend to be less than those of non-immigrant sectors of society, particularly among those who have been here between one to ten years.
When it came right down to it, you mentioned education and language barriers as being the two main thrusts of what appears to be preventing this group in society from achieving full access to the kinds of incomes they need. Is that a fair statement?