For us it's again a very new field, entering into the whole question of pensions and financing of RESPs, etc.
One thing I should have said is that neither income splitting nor pension splitting means very much to newcomer families.
One thing that might be looked at is the whole question of portability of pensions. I'm speaking from a personal point of view. I've worked in four countries, and there are two countries with which the government does not have a bilateral treaty, so there is money in a pension fund somewhere that I cannot access because there is no treaty governing these two countries.
This is something that will require more study than we have resources for. It is something that I think needs to be done.