Just to add to that, the market basket measure is an attempt to measure the costs of housing, the costs of food, and therefore to give a measure of poverty that distinguishes exactly what people are spending on these items. We've only had one year of it, and there are two more years to come out. I think that's going to be very important.
In terms of your previous question, I want to add that it's important to note that while there are trends that are going to mitigate poverty, there are also trends going in the other direction. One of them is the question of housing costs. If housing costs continue to spiral upwards, particularly in our major cities, this is going to affect seniors, particularly senior women, who have not had the paid-up mortgage, or not had the house, or who find the property taxes too high to pay as they are ramped up in many cities. It's very important that we have more affordable housing, and we don't have enough right now.
Second is the question of precarious work. There's more and more contingent and precarious work where particularly women are not working in the kinds of jobs that allow them to contribute to a pension plan on a regular basis. The jobs are not long term, they're temporary, etc.
Linked to that is the question of the decline in private pension plans. Private defined-benefit pension plans are on the decline. There are hardly any new ones being created, and many of the old ones are actually in trouble. This is also a problem, because obviously our retirement system was geared on having the three legs of OAS/GIS, the CPP, and having the private pension. But if you can't get into the private pension plan because you're working in a job that doesn't have one, then obviously your retirement is not going to be as good as it was for people in the past, who had jobs in companies that had good pension plans.