That kind of program would also take a tremendous load off our health care system, I would think, because of the fact that people who are constantly struggling financially are constantly struggling for nutrition for their children and a host of other things that they can't attend to early on in their lives, and that's a problem.
Before my time is up--I have a lot more questions for both of you, actually--I want to talk about how immigrant women and visible minority women have a different challenge, if you like, as senior women; they may not have accumulated much of a pension, or came here maybe in mid-life at some point, or are working for low wages.
I apologize, because I missed part of your presentation, and I think you might have made some mention of this, but did you find that there was even an additional burden with respect to immigrant and visible minority women in terms of their ability to access incomes and to build savings?