Thank you, Madam Chair.
Thank you, all three of you, for coming back again to meet with us. We've been going through some interesting discussions and meeting with a lot of different people, and I think we're working our way through some stuff.
I have some specific questions to do with the tax structure. I have to say I was quite surprised, because I hadn't even thought about bringing the taxes down to 15%. The assumption has always been that it benefits the low-income people only, that it doesn't benefit anyone else.
For clarification, could you explain exactly how it happens that someone at a higher income level ends up actually saving more than someone at the low-income level, apart from the fact that there are certain members of society who don't pay taxes at all and therefore don't benefit? Could you help to make that clear?