I have just one point on revenue neutrality. EI is supposed to an automatic stabilizer. It's supposed to be taking in more money when times are good and then paying out more money when times aren't. Over the good years since the EI reform was put in place, it built up a tremendous surplus. It's been less generous than the previous program was, and partly it was good economic times, but it has built up a huge surplus. So there is no evidence that we can't do better with the money we're already taking in. In a recession period, if the demands are higher, since we had that 13 years of surplus, that's when that kicks in.
We're not at the point where we have to be nickel-and-diming on the basic EI premiums that are being taken in. The program has room to be improved.