That's correct.
To the extent that we change the benefit side of the equation, that would have implications for the premiums. I think if you were to have taxation experts before you, they would tell you that payroll-based taxes can actually be a disincentive to employment. One of the things we have certainly looked at as part of our analysis of the employment insurance program in the past is the degree to which we use payroll taxes and this program to deliver benefits that are not strictly labour market related. I know that has been a debate amongst members of Parliament in the past.
But clearly, if you increase benefits, we have to increase premiums, and that is a cost to employers and employees. The government took a decision, in the 2009 budget, to actually freeze the premium rate for the next two years, so there's a cost to the fiscal framework for the next two years as well.