First of all, thank you very much for such a detailed study. I would like to draw your attention to the second slide, the percentage of paid workers with pension coverage by sex and age group. We can see that between 1997 and 2007, it stands out very clearly that the 25 to 34 age group probably have gone into jobs with pension coverage.
Relating to age, then we have the 45 to 54 age group who are also covered with pensions. Is there a correlation between the pension coverage and the RRSP that they get into?