Thank you, gentlemen, for showing up.
In a former life I had a mentor who was an actuary, and he used to tell me it's all in the numbers, and he ran his business literally just looking at a spreadsheet. I'm a firm believer in that too. I'm really thankful and pleased that you're here today, because it really is all in the numbers.
I'll just start with that. The last slide confused me. Can you just explain that slide? Maybe everybody else got it, but I don't quite understand what the slide is telling us. Why is there a difference between women aged 65 and older and women aged 65 to 69. Is the one 65 all the way up to everybody...?