I'll answer the first question you asked about the self-employed. You asked me if I have given thought to that, and the answer is no. The reason is that the self-employed are already covered by the Canada Pension Plan. There's an exception. The Canada Pension Plan covers employment earnings. I know there are some self-employed who, rather than declaring salary to themselves, take shares, whatever, but it's only employment earnings that are covered. That's perhaps one aspect that might need to be covered.
