Without commenting on the statistics, I would go back to one of the points in my opening remarks about the third pillar, which is registered pension plans and the RRSPs. The whole point of that combined system is that if you have a registered pension plan or not, your combined ability to save through the registered pension plan and the RRSP is in total the same, whether you are self-employed or holding a registered pension plan. So you have that third pillar there, which should give people the ability to save as much whether they are in a registered pension plan or not.
I can't comment on the numbers that you used, but that would be my one comment.