Thank you, Madam Chair.
Thank you very much for being here. I appreciate the expertise and the information you have brought. I do have some questions, though, and I'd like to address these to Ms. Schirle and perhaps Monsieur Ménard.
Ms. Schirle, you indicated that the pension gap would close over time because the wage gap is closing. Currently, you said it was 85%. We've heard, however, from the Office of the Chief Actuary, that the ratio is different from that. In fact, what we just heard was that the ratio of female to male average employment earnings stood at about 48% in 1966 and was about 71% in 2006, and the projections were that this ratio would increase to 84% by 2050. That's a huge differentiation. I am wondering why there is that contradiction. It seems to me that 2050 is a very long time off.