Well, although it's my office, I'm not responsible for this particular section of the business of OSFI. But when I look at my responsibility for the Canada Pension Plan, everything that helps to reduce the volatility of financial markets is definitely helpful to all administrators, plan sponsors, investors. The idea of using the average solvency ratio over three years is certainly a good idea to reduce the volatility for funding.
Last week, my colleague came to this committee saying that the estimated solvency ratio for federally regulated pension plans has gone from 85% to 88%—a modest improvement, but still in the right direction. The 88% means that we have assets equal to 88% of the pension liabilities.