In some of our calculations we do, but not in all of them.
We have not directly looked at the question of divorce in terms of having concrete empirical numbers on pension rights after divorce, because divorce law in different countries is very complex. I'm not a lawyer, and I find it very difficult to understand what happens in different countries.
In our recent review, we essentially collected information on what the rules are in different countries. An example would be whether there is some rule about the splitting of private pensions on divorce, and we found that somewhere around half of the OECD countries have a law requiring some sort of splitting of assets on divorce. In other countries it's often a negotiation in front of a court, and we therefore cannot really say what actually happened.
I am originally from the U.K. When you got divorced in the U.K., traditionally the husband kept the pension and the car, and the wife kept the house. That was essentially what used to happen before the divorce courts. Now the pension has to be split, so probably the other things are now all split as well.
Often there were trade-offs happening with other assets of the couple, rather than any set rule about the pensions. In the past it certainly looked as though women tended not to end up with much in the way of pension rights, but they had other assets in compensation.