I would start by saying that the Canada Pension Plan is not the only thing that's happening in provision of retirement incomes in Canada. Canada has old age security and the guaranteed income supplement, and those are particularly significant sources of income for women in their old age. Yes, Canada Pension Plan and the private pensions that people have are very much tied to earnings and therefore to paid work, but old age security is simply tied to residency in Canada, and the guaranteed income supplement to residency in Canada and to the position of having a low income.
The fact that Canada has this very redistributive retirement income provision compared with those of many OECD countries, where even public pensions are much more strongly tied to individuals' earnings and to individuals being in paid work, makes an extraordinarily large difference. We can't simply take CPP on its own and say it must be adjusted—