That is for women without earnings. Given the current economic crisis, women are often in the least well-paid jobs. I think it was you, Mr. Pierlot, who said that access to employer-based pension plans has been declining for a number of years, according to Statistics Canada. You all talked about registered retirement savings plans, RRSPs.
If women are in the lowest earnings ranges, what can they do, if they have no access to a pension plan, to have an RRSP and an acceptable pension plan? Are there solutions?