Good afternoon, gentlemen.
I myself am part of the statistics: I am divorced, and because I was poor at that time, I never had the chance to earn enough money to put any aside for retirement. We talk a lot about retirement savings. That is very important in Canada. We are entitled to a tax break.
Mr. Whitehouse, when the OECD did its analysis, did it take particular factors into account? Did it include RRSPs and group RRSPs in its comparisons?