Thank you very much.
I appreciate your being here. This is a very complicated issue and your expertise is certainly appreciated.
I'd like to begin with Monsieur Laporte.
I was following you up to a point. You were talking about a voluntary or extra pension plan in connection with shoestring businesses that might not necessarily be able to provide a pension plan for employees. You indicated people who are earning minimum wage, and then you talked about how, in the event that the business had a good year, it could be compelled to pay a bonus into the employee pension plan.
I wasn't quite following. I wonder if you could explain that again.