Thank you, Mr. Chair.
I would like to thank all our witnesses for being here this afternoon and assisting us with our study on women and pension security. My first question is for Ms. Carbonneau.
Ms. Carbonneau, your idea of grouping companies, such as daycare centres, strikes me as very innovative. But would it not be complicated to do this? Would it not only affect a small percentage of employees? And who would take the initiative to bring them together under one plan?