I just want to respond to that.
What the federal Minister of Finance was referring to was consultations he had on the proposed changes to federally regulated plans, which make up only 7% of workplace pension plans in Canada. He proposed changes to those plans and then he went and consulted people about them.
Federal and provincial finance ministers called for a working group, which is the study I think you're referring to. It has been studying retirement income needs out of the University of Calgary. The federal finance minister is meeting with the provincial finance ministers in Whitehorse in mid-December to receive that report. People are eagerly awaiting it because they're not sure what it's going to say.
The provincial finance ministers have also called for a summit, but the federal finance minister has not responded.