On the other hand, the CPP is in good shape. It has done well. The change in how it's invested has brought a great deal of resources to the CPP. I think if we regularly review, as we did not that many years ago, we could look at the cost now for the CPP and then go back and see what the implication is, how much would have to change once the unemployment level has dropped and the conditions of older people have improved.
So I would see this as a temporary move, reflecting the difficulties that our people are facing now, and it will carry over into the end of their life.