I quite agree, and in a time of deficits, one of my fears is that the deficit will become the excuse for not pursuing the kind of social equilibrium that I think we need in this country and that seniors certainly deserve.
I have another money question. I don't know if you can help me or not.
We heard from a witness a couple of weeks ago, a Monsieur Laporte, that there's about $10 billion floating around in terms of money, retirement moneys, whether it's from private pensions or from RRSPs. His suggestion was that perhaps that would be better invested.
We know about 40% of all the money that goes into RRSPs over a 35- to 45-year period ends up as management fees. It's money that's lost to the person who was trying to save. Is there a more progressive, positive, lucrative way of investing this $10 billion that seems to be orphaned out there in regard to securing a public pension?