I can't answer that. I'm not a pension expert; I'm a retirement expert.
The defined pension plans are far better than defined contribution plans, so that may be one way to go. I have read all the transcripts and all the suggestions that have been made, and I realize that was one of them. I don't think companies will entertain the CPP/QPP doubling of what you call the payroll tax. You might be able to raise it a little bit.
I'm all for the OAS and the GIS being greatly expanded, especially the GIS, because that still helps target more to the really poor people. I keep going on about the allowance. The allowance could be used in a number of different ways, if you had the will, I think.
That's the best I can say. As I said, I'm not a detailed pension expert. It's probably good that I'm almost the last person here, because this is about the moral economy for women. I think you have all the facts; it is a question of the moral issue and the political will. There's a great book called Counting for Nothing: What Men Value and What Women are Worth. What are women worth to our Canadian society? The argument is that we are contributing to the economy in a big way and that it will get bigger.
You people are the experts on that issue.