Yes, I think there should be a strong legislative framework for pensions and for private plans.
I'm a trustee on a private plan, and I know I have to do training. Our plan is audited. We have an actuarial report that's filed with Revenue Canada on a regular basis. The trustees of that plan take those responsibilities very, very seriously.
If we were not taking those responsibilities seriously and the plan was unable to make good on its commitments to fulfill the promises made, and it was because we had been irresponsible or frivolous with the funds, I think that criminal charges are completely reasonable. It's theft.
With respect to your question about unpaid labour, I really believe that people who have been home caregivers in society should have a basic pension independent of a spousal benefit. Quite frankly, you could find yourself in an unpleasant domestic situation where you've been a caregiver and you have an abusive family member or an abusive spouse. I wouldn't want to see a person have to live with that person or be obligated to, if at a certain point in their life they decide it's time to leave such a hostile environment.
I'm sorry, I don't remember your third question.