Thank you, Ms. Mowbray.
Now we move to the question and answer segment. We begin with seven minutes.
I'd like to let the witnesses know—for those of you who have been here before, you do know—that the seven minutes includes questions and answers. So if everyone could please be as succinct as possible, we can get as many questions and answers as we would need in this session.
I'd like to begin with Ms. Neville for the Liberals.