Thank you.
We have 15 minutes left. We have another panel waiting to begin on time at 9:30, so it would be really difficult if we ate into their time. I'm going to ask you...or I'm going to try. There are four questioners. If I give three minutes to each group, that time will have to include the answers. Otherwise, I will just have to cut you off or else we don't go to a next round.
So I will go first, just very quickly, to Ms. Neville for three minutes, please. Answers will be cut off, because we cannot encroach on others' time.