We'll do our best.
Thanks for inviting us to make this presentation today. I also appreciate Farrah being along with us.
You may or may not know that the YW in our name stands for “Young Women”, and girls and young women are a strong focus for us at the YWCA of Canada. Across Canada, 30 of our member associations offer girls' programming to over 25,000 girls and young women each year. Advancing the leadership of girls is a priority for our work, and 25% of our boards and staff are young women, in accordance with a policy adopted by our global YWCA movement some years ago.
From our experience interacting daily with young women and girls, issues that we see impacting the future economic prosperity of girls in Canada as they become young women are: overcoming systemic barriers, affording the education they need to prosper as adults, bridging to the first career job in a time of high youth unemployment, getting back on track after violence and abuse, and access to child care for young mothers who are in the workforce.
YWCA Canada is proud of the positive impact of our programs, but ensuring the economic prosperity of the next generation of young women cannot be accomplished by programs alone. Girls' economic prosperity is tied to women's equality and to family prosperity. In 2012, women continue to earn a fraction of men's salaries, and 80% of single parents are still women, with 30% of those families living in poverty. Low-income families need appropriate income supports that level the playing field for girls in those families. Service organizations can work to ensure girls out in the community are getting the support they need around education, life skills, and leadership, but the home situations of girls directly impact their future. Continuing growth of the income gap will not enhance the economic prosperity of today's girls as adults.
Overcoming systemic barriers is also important. It is broadly recognized that specific communities face barriers to prosperity in Canada. Girls from first nations, Métis, and Inuit communities, girls from racialized communities, girls with physical and mental health disabilities, and immigrant and refugee girls—who need to adapt culturally and/or linguistically and may have lived through large-scale conflicts—all face barriers to economic prosperity. Without systemic change, these girls are less likely than other girls to achieve economic prosperity as adults. Effective programs and policies intended to enhance the prosperity of the next generation of young women need to address systemic barriers. Our remarks here today recognize that reality and apply even more strongly to girls who face systemic barriers than those who do not.
Our programs recognize the reality of girls' lives and encourage them to explore their imagination and creativity while developing confidence and leadership skills. The YWCA programs for girls and young women meet the need for gender-specific, extra-curricular community activities offering girls and young women the opportunity to build on their positive self-esteem, self-reliance, independence, and leadership skills in a non-judgmental and safe environment. Instilling a sense of leadership and empowerment in program participants develops skills to help them navigate their teen years and transition successfully into adulthood.
We have programs such as YWCA GirlSpace, which offers quality programming that addresses key social issues facing girls today and responds to their very diverse needs. We also offer the Power of Being a Girl, which is a violence prevention conference that is hosted in over 25 communities and reaches over 4,000 girls each year. It focuses on issues such as healthy relationships, body image, sexual health, bullying, and Internet safety. We also have a new program in development called Y Act Up. It focuses on the leadership and decision-making skills of girls and encourages life-long civic engagement in their communities. We know that when girls are educated and empowered they become leaders at home, in the community, and beyond, improving their economic prosperity, as well as those around them.
In terms of education, since the seventies, to quote Statistics Canada, “a dramatic reversal has taken place on Canadian university campuses.” We know that in 1971, 32% of university grads aged 25 to 29 were female; by 1991, 51% were female; and by 2006, 60% were young women. Education has immense power to improve the economic prospects of girls and young women. For example, in 2006 the median income of aboriginal people was 30% lower than that of other Canadians, but the median income of aboriginal women who held a BA or more was higher than that of non-aboriginal women with equivalent education. With 70% of new jobs requiring a university or college degree, the future prosperity of girls is tied to higher education.
Higher education needs to be accessible and affordable, and yet nationally undergrads complete school with an average loan of $19,000. Almost 400,000 students borrowed to finance their education last year.
As young women have increased their participation in post-secondary education, tuition fees have risen and grant support has dwindled. Young women leave school, degree in hand, but emerge to find limited job prospects and substantial personal debt. Young women from lower-income families trying to improve their economic prospects are certainly among those who are borrowing.
I'd like to now introduce Farrah, who will tell you of her own experience.
Go ahead, Farrah.