I appreciate hearing about financial education. That is the same theme we've heard before.
What kinds of programs do you see, and what kinds of organizations do you think would work to provide these kinds of programs? What forms do you think they should take? You raised earlier issues of how to deal with credit cards responsibly, how to look at bank statements, how you understand how much money you have at the end of the month.
What kinds of structures do you think would fit into your situation at your school?