I want to welcome everybody here this afternoon.
We have three witnesses, who are each going to make a 10-minute presentation. Following that 30 minutes, we will turn to our seven-minute round of questioning.
I want to welcome the witnesses and say how happy we are that you are with us today. I realize that this has been your life's work, so I know that you'll have a lot to offer and that you're very passionate about it, as are we.
We are beginning with Charmaine Spencer.
Please begin your presentation.