Yes, I know. I agree. I say that all the time.
My next question is for Mr. Nowlan. As you know, we are all working to try to see that more women reach prosperity, and you speak of some areas where your programs encourage women of lower income, because when we talk about borrowing money and things like that, we are looking at earnings and security. These women just don't have that much to offer. I was wondering where your programs encourage women of lower income, or those with less, to hire training to enter the business world. That would be a big obstacle just to overcome in that sense.